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on critical illness, 4.6 per cent of claims were declined due to the definition not being met and 2.3 per cent were due to misrepresentation..
yet these drugs are not a "home run," says elizabeth loder, md, a professor of neurology at harvard medical school and chief of the division of headache at brigham & women's hospital..
he said: "our research shows that people, on average, believe that only 34 per cent of protection claims are paid out by insurance companies..
now the country may face a fine of millions of euros after its dereliction was referred to the european court of justice (ecj), the guardian reports..