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on critical illness, 4.6 per cent of claims were declined due to the definition not being met and 2.3 per cent were due to misrepresentation..
the statistics i�m quoting reveal a problem on the level of a tsunami sweeping across the whole of america and europe..
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."it has been a long two years and throughout that time the western trust has not been assisting us in trying to understand the circumstances around our mother's death..