on critical illness, 4.6 per cent of claims were declined due to the definition not being met and 2.3 per cent were due to misrepresentation..

he added: �these findings show that despite the tireless work of doctors and nurses, it appears that some cancer patients are still enduring shockingly long waits to start treatment..

money management is the professional's independent adviser, containing a wealth of in-depth features and unique fund performance statistics.. february 2010  (19).