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the latest figures mean that since january 2000, scottish widows has paid a total of £2.5bn in claims to more than 86,000 customers..
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on critical illness, 4.6 per cent of claims were declined due to the definition not being met and 2.3 per cent were due to misrepresentation..
"you can store them in the freezer for a year and the nutrient level pretty much stays the same," says plant scientist.
he said: "our research shows that people, on average, believe that only 34 per cent of protection claims are paid out by insurance companies..
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