of the life claims declined, 0.85 per cent were due to mis-representation and 0.16 per cent due to the definition of terminal illness not being met. . alan knowles, managing director of cura financial services, said: “scottish widows are delivering on their word to customers by paying the majority of the claims they see. ..: "targeted cgrp small molecule antagonists for acute migraine therapy.".ai-based software may help predict risk of dementia.