she was a neat freak who loved to cook, and was ninja-like in her ability to sneak up on her children and keep them in check....

on critical illness, 4.6 per cent of claims were declined due to the definition not being met and 2.3 per cent were due to misrepresentation... he wasn't certain, though, how much he'd be able to work before then..

mrs cavanagh, from foyle park in londonderry, had a complex medical history of chronic heart and renal failure..

the total amount paid out in life claims was £129.4m, with £13.46m paid in terminal illness claims..

the situation has become so bad that a cross-party committee of politicians called it a.